Privacy Policy and Terms of Service
Our Commitment to Your Privacy
At McGregor Insurance Group, LLC. (“McGregor Insurance Group”/”We”/”we”), we are committed to protecting your privacy as a visitor to this web site and as our customer. To our visitors and to our customers, we offer this pledge:
McGregor Insurance Group is the owner of the information, which is collected on this web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this web site. When you enroll for an insurance policy at McGregor Insurance Group, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of McGregor Insurance Group. so we can provide you with policyholder service. The employees of McGregor Insurance Group are each required to sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.
When you purchase an insurance policy from McGregor Insurance Group, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder Of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file.
When you send us e-mail from this web site, you will provide us with certain personally identifiable information including your e-mail address.
Cookies
A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this web site. We may utilize a short-lived form of cookie when you visit this site. At McGregor Insurance Group, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our web site for more than 60 minutes. Should a previous visitor to our web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.
Third Party Links
This web site may contain links to third party web sites that are not controlled by McGregor Insurance Group. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that McGregor Insurance Group is not responsible for the content of third party web sites linked to McGregor Insurance Group nor are we responsible for the privacy policy or practices of third party web sites linked to McGregor Insurance Group. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with McGregor Insurance Group. If you should link to a third party web site from McGregor Insurance Group, we strongly encourage you to review and become familiar with that web site’s privacy policy.
SMS Communications Policy
McGregor Insurance Group may collect and use mobile phone numbers to send SMS messages related to customer inquiries, insurance services, and policy updates. These messages may include reminders, policy details, and customer support communications. By providing your mobile number, you agree to receive SMS messages from McGregor Insurance Group regarding policy updates, reminders, and customer support. You can opt out at any time by replying STOP. Message and data rates may apply according to your mobile carrier’s plan.
Our SMS program follows all applicable regulations, including the Telephone Consumer Protection Act (TCPA) and The Campaign Registry (TCR) guidelines.
SMS Terms & Conditions
McGregor Insurance Group may collect and use phone numbers solely for the purpose of SMS communication related to insurance services. SMS consent is not shared with third parties for marketing purposes. McGregor Insurance Group does not share SMS opt-in consent with third parties for marketing purposes. Your phone number will not be sold, rented, or shared outside of McGregor Insurance Group except as required by law.
SMS Communications Policy: SMS Opt-in and Consent
You must explicitly “opt in” to receive SMS messages from McGregor Insurance Group. You may only opt in to receiving SMS communications with McGregor Insurance Group through the following two methods:
- By texting McGregor Insurance Group at any of the following numbers. By initiating a SMS conversation with McGregor Insurance Group, you consent to receive SMS messages related to your inquiry, including responses to your questions, policy information, and customer support:
- (918) 392-0577
- (918) 392-0046
- (918) 392-0760
- (918) 236-4821
- (918) 236-4822
- (405) 701-6134
- By sending START to any of the previously mentioned six (6) numbers above, you consent to receive SMS messages from us regarding insurance inquiries, policy details, and customer support.
Upon a successful opt-in and providing consent to send SMS communications to you, you will receive the following, automated message from us: “Thank you for contacting McGregor Insurance Group! By texting us, you consent to receive messages related to your insurance inquiries and customer support. Reply STOP to opt out, Reply HELP for assistance or call +1 (918) 392-0577. Message frequency varies. Msg & data rates may apply. View our Privacy Policy: https://www.migok.com/privacy-policy.”
Again, McGregor Insurance Group does not share SMS opt-in consent with third parties for marketing purposes. Your phone number will not be sold, rented, or shared outside of McGregor Insurance Group except as required by law. Message frequency may vary based on customer interactions. Message and data rates may apply. Standard messaging and data rates may apply according to your mobile carrier’s plan.
To stop receiving SMS messages from McGregor Insurance Group, reply STOP to any message. To receive assistance, reply HELP for assistance or call +1 (918) 392-0577.
SMS Communications Policy: Opt-out and Retraction of Consent
McGregor Insurance Group will never initiate a SMS conversation with you first. You must initiate a SMS conversation with McGregor Insurance Group by sending a SMS message to any of the six numbers mentioned above.
Should you wish to retract your consent for SMS messages, it is your right to do so. You may opt out of receiving SMS messages from McGregor Insurance Group at any time by replying STOP to any message you receive. Once you opt out, you will no longer receive text messages from us unless you opt back in. If you need assistance, reply HELP to any message received from McGregor Insurance Group, email us at support@migok.com, or contact us at +1 (918) 392-0577.
Upon a successful Opt-out from SMS communications, you will receive one final message from us stating: “You have successfully opted out of SMS messages. You will no longer receive texts from us. Reply START to opt back in. For assistance, visit www.migok.com or call +1 (918) 392-0577. Msg & Data rates may apply.”
SMS Communications Policy: Get Help or Ask a Question
If you need assistance or more information about our SMS communications and policies:
- Reply HELP to any message you receive from us.
- Contact our support team directly at +1 (918) 392-0557 or email our team at support@migok.com and let us know how we can help you.
SMS Communications Policy: Disclosures
To ensure that there is no confusion about the potential for additional charges or messaging frequency:
1) Message frequency varies based on your interaction with us.
2) Message and data rates may apply depending on your mobile carrier and plan. We recommend checking with your mobile service provider for details.
3) We may collect and store information related to SMS/MMS communications, such as message content and delivery status, to provide and improve our services. We use third-party service providers to deliver SMS/MMS messages. These providers comply with industry standards to protect your information.
SMS Communications Policy: Additional Support
Should you need any additional support whatsoever regarding our SMS Communications, policies, or terms of service, you can contact us via:
- Email: support@migok.com
- Phone: +1 (918) 392-0557
- Website: www.migok.com
Your Rights and Privacy and Additional Disclosures
Your information will only be used for communication purposes as described above. Your information will not be sold, rented, or shared outside of McGregor Insurance Group except as required by law.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy and Terms of Service without providing you with advance notice of our intent to make the changes. Please visit this page again in the future as all future updates will be made to both our Privacy Policy and Terms of Service on this page.
If you have any questions about our privacy policy or terms of service, please feel free to contact us.